Important: Please use the corresponding merchant account for the transaction currency.
If transaction is in USD – please use USD merchant account.
If transaction is in NGN – please use NGN merchant account.
Use this method for first time payment with a card that does not have a token associated with it.
In response to the request, a redirect URL will be provided where the cardholder needs to be taken to confirm the payment with 3D secure.
Once confirmed a callback will be initiated from our side to the callback URL provided in the request that will contain a token generated for the card.
In case of verification, a failure callback is not initiated. Use the Method URL below.
NOTE: This API method loads money from bank card to merchant account.
In order to move money from merchant account to prepaid card please use following API methods:
https://kegow.bancore.com/getit/api/merchant/topupbycard/subscription/create.do
|
Parameter |
Description |
Type |
Format |
|---|---|---|---|
|
merchantID |
Merchant account ID |
Man |
Numeric |
|
paymentReference |
Unique identifier of payment |
Man |
Alpha-Numeric, Max 15 |
|
cardNumber |
16 digits PAN number |
Man |
Numeric |
|
expiryMonth |
2 digits of the month card is valid to |
Man |
Numeric |
|
expiryYear |
2 digits of the year card is valid to |
Man |
Numeric |
|
cvv |
3 digits security code printed on the back of the card |
Man |
Numeric |
|
pin |
4 digits pin code number |
Man |
Numeric |
|
amount |
Amount to be charged from card in smallest monetary units (1*100) |
Man |
Numeric |
|
currency |
Currency (ISO code e.g. GBP) |
Man |
Alphabetic |
|
country |
Country card is issued in (2 letters ISO code) e.g. Nigeria – NG |
Man |
Alphabetic |
|
cardName |
Name on card |
Man |
Alphabetic |
|
mobileNumber |
Mobile number of the cardholder |
Man |
Numeric |
|
customerId |
Unique identifier of cardholder |
Man |
Numeric |
|
|
Email of the cardholder |
Man |
Alpha-Numeric |
|
callbackURL |
Callback where cardholder will be redirected after payment |
Man |
Alpha-Numeric |
|
encKey |
SHA-256 (merchantID + amount + currency + mobileNumber + cardNumber + merchantPrivateKey) |
Man |
Alpha-Numeric |
*Man – Mandatory
*Opt – Optional
|
Parameter |
Description |
Type |
Format |
|---|---|---|---|
|
result |
Response code |
result |
Numeric |
|
status |
Status of the request Success or Failure |
result |
Alphabetic |
|
data |
json { |
json |
Alpha-Numeric |
|
message |
Message |
text |
Alphabetic |
request:
https://kegow.bancore.com/getit/api/merchant/topupbycard/subscription/create.do?merchantID=72&paymentReference=1580986096016&cardNumber=5123450000000008&expiryMonth=05&callbackUrl=https://www.google.com&expiryYear=24&cvv=100&amount=2000¤cy=NGN&country=NG&cardName=Bola+Olat&email=marry332@gmail.com&mobileNumber=09022323531&pin=1111&customerId=1580986096281&encKey=922a32c04519f3dda0ca11f1fdb79aa34bb2915cc9fb801fda3f6a4646443f02
response:
result=30&status=SUCCESS&data={“code”:”S20″,”payments”:{“paymentReference”:”1580986096016″,”linkingReference”:”F509420731580986157494″,”redirectUrl”:”https://staging.seerbitapigateway.com/seerbit/card-dispatch?sredref=F509420731580986157494″},”message”:”Transaction is pending”}
Notes: If the request contains the link callbackUrl = https://www.google.com, then when you go to this page, the status of the transaction will be indicated in the address bar:
1. Complete success looks like this
https://www.google.com/?message=Successful&authcode=80a087ce3023bc2416bf&reference=1633087034232
(this is all in the address bar on the callback page)
2. Some kind of error has occurred
https://www.google.com/?message=Successful&reference=1633087034232
(authcode disappeared, then an error has occurred)
3. Card verification failed
https://www.google.com/?message=Verification%20Failed.%20&reference=1633087162815
|
Parameter |
Description |
Type |
Format |
|---|---|---|---|
|
message |
Success or Failure of the operation |
result |
Alphabetic |
|
authcode |
Card token. Unique identifier to be stored for future use as card alias. |
result |
Alphabetic |
|
reference |
Payment reference |
result |
Numeric |
https://www.google.com/?message=Successful&authcode=602e4ac697a398d8f7cc&reference=1580986096016
Use this method for first time payment with a card that does not have a token associated with it.
In response
to the request, a redirect URL will be provided where the cardholder needs to be taken to confirm the payment with
3D secure. Once confirmed a callback will be initiated from our side to the callback URL provided in the request
that will contain a token generated for the card.
In case of verification, a failure callback is not
initiated.
Method URL
https://kegow.bancore.com/getit/api/merchant/topupbycard/charge.do
|
Parameter |
Description |
Type |
Format |
|---|---|---|---|
|
merchantID |
Merchant account ID |
Man |
Numeric |
|
paymentReference |
Unique identifier of payment |
Man |
Numeric |
|
cardNumber |
16 digits PAN number |
Man |
Numeric |
|
expiryMonth |
2 digits of the month card is valid to |
Man |
Numeric |
|
expiryYear |
2 digits of the year card is valid to |
Man |
Numeric |
|
cvv |
3 digits security code printed on the back of the card |
Man |
Numeric |
|
pin |
4 digits pin code number |
Man |
Numeric |
|
amount |
Amount to be charged from card in smallest monetary units (1*100) |
Man |
Numeric |
|
currency |
Currency (ISO code e.g. GBP) |
Man |
Alphabetic |
|
country |
Country card is issued in (2 letters ISO code) e.g. Nigeria – NG |
Man |
Alphabetic |
|
cardName |
Name on card |
Man |
Alphabetic |
|
mobileNumber |
Mobile number of the cardholder |
Man |
Numeric |
|
customerId |
Unique identifier of cardholder |
Man |
Numeric |
|
|
Email of the cardholder |
Man |
Alpha-Numeric |
|
callbackUrl |
Callback where cardholder will be redirected after payment |
Man |
Alpha-Numeric |
|
encKey |
SHA-256 (merchantID + amount + currency + mobileNumber + cardNumber + |
Man |
Alpha-Numeric |
|
sourceCurrency |
Currency (ISO code e.g. GBP) |
Opt |
Alphabetic |
|
rate |
rate |
Opt |
Numeric |
*Man – Mandatory
*Opt – Optional
|
Parameter |
Description |
Type |
Format |
|---|---|---|---|
|
result |
Response code |
result |
Numeric |
|
status |
Status of the request Success or Failure |
result |
Alpha-Numeric |
|
data |
json { “code”:”value”,{ “paymentReference”:”value”, “linkingReference”:”value”, “redirectURL”:”value” } |
json |
Alpha-Numeric |
request:
https://kegow.bancore.com/getit/api/merchant/topupbycard/subscription/create.do?
merchantID=72&paymentReference=1618906911558&cardNumber=5123450000000008&expiryMonth=05&callbackUrl=https%3A%2F%2Fwww.google.com&expiryYear=24&cvv=100&amount=200¤cy=USD&country=NG&cardName=Bola+Olat&email=bolaolat532%40gmail.com&mobileNumber=09022323531&pin=1111&customerId=1618906911595&encKey=27f33d66cd91b77cd24f73d4182c7cff8dee94e23060246b36d7dc3d3a9361c&sourceCurrency=NGN&rate=10.5
response:
result=30&status=SUCCESS&data={“code”:”S20″,”payments”:{“paymentReference”:”1618906911558″,”linkingReference”:”SEERBIT021999681618907025772″,”redirectUrl”:”https://staging.seerbitapigateway.com/seerbit/card-dispatch?sredref=SEERBIT02199968161890702772″},”message”:”Transaction is pending”}
Possible Return Codes are digit numerical values sent as a part of the response from the server. Status codes give an idea of whether the request to the server has been successful or not.
Find in the table below the return codes and their respective descriptions:
|
Code |
Value |
Description |
|---|---|---|
|
0 |
MISSING_PARAMETER |
Required parameter(s) was not found or wrong name |
|
10 |
REJECT_ENCKEY_MISMATCH |
Encryption key is invalid |
|
20 |
INSUFFICIENT_FUNDS |
Not enough funds for requested operation |
|
30 |
SUCCCESS |
Successful Payment |
|
40 |
SUCCCESS. IN PROGRESS |
Successful operation. Transaction in progress. |
|
60 |
INVALID_CARD |
Invalid card number.Accountdoesn’t exist |
|
61 |
CARD_BLOCKED |
Blocked card |
|
90 |
INVALID_ORDER_ID |
OrderID must be unique |
|
95 |
INVALID_MERCHANT_ACCOUNT |
Invalid merchant, merchant don’t exist |
|
96 |
INVALID_AMOUNT |
Invalid amount for the operation |
|
97 |
AMOUNT_TOO_BIG |
Amount is too big to be accepted by the destination phone number |
|
98 |
TRANSFER_LIMIT |
Transfer limit is reached |
|
100 |
GENERAL_ERROR |
Unknown error. Please try again later |
|
102 |
BLOCKED_MOBILE_NUMBER |
Mobile number is blocked |
|
103 |
PIN_ERROR |
PIN code is wrong |
|
111 |
RECORD_NOT_FOUND |
The requested record is not found |
|
113 |
CARDID_TOKEN_WRONG |
Card id differs from account represented by token |
|
116 |
KYC_PAYMENT_LIMIT |
Payment limit is exceeded for KYC level |
|
200 |
USER_IP_TRIES_EXCEEDED |
Customer has exceeded failed attempts and has been blocked |
|
202 |
UNEXPECTED_MERCHANT_IP |
Merchant IP is unknown |
|
203 |
INACTIVE_MERCHANT_ACCOUNT |
The merchant account is not active |
|
300 |
FEE_NOT_FOUND |
Fee value not available |
|
400 |
APPLICATION_UPDATE |
The application is not available |
|
412 |
AMOUNT_ERROR |
Amount is wrong |
|
415 |
WRONG_TOKEN |
Token value is wrong |
|
420 |
WRONG_BANK_ACCOUNT |
The submitted bank account information is incorrect |
Please feel free to contact us. We will get back to you with 1-2 business days. Or just call us now
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